Confused by the notary or loan signing process? Not sure what needs to be included on your document to legally confirm your identity? Below are some "Frequently Asked Questions" that will take the mystery out of the Notary Public and exactly what we do!
Mobile Notary Public FAQ
Loan Signing Agent FAQ
A Arizona Notary Public is a person of proven integrity appointed by the Arizona Secretary of State to serve the public as an impartial witness in confirming identity, taking acknowledgements, administering oaths and affirmations, and performing other acts authorized by law. First Choice Mobile Notary Services provides an affordable and convenient alternative to an office appointment and will come to you. A Arizona Mobile Notary Public will travel to your home, place of business or other convenient meeting spot!
Fees vary and can be as much as $15 in some states and as little as 50 cents in others and is mandated by state law. Arizona law limits the amount to $10 per signature, and a notary may charge travel or appointment fees, in addition. See more details on coverage areas and fees at MOBILE NOTARY FEES
To provide a deterrent to fraud. An impartial witness (the Notary) ensures that the signers of documents are who they say they are and are not impostors. The Notary makes sure that signers have entered into agreements knowingly and willingly, are of sound mind, present proper identification, and will administer an oath, when required.
It is required by law to be complete at the time of signing. This is both because it is required by the Notary Public, and because it is a good way to prevent fraud. If a signer signs an incomplete document, someone else can alter it in an unfavorable way that the signer did not intend to sign.
The Notary shall, as a government officer and public officer and public servant, serve all of the public in an honest, fair and unbiased manner. Only if the Notary is uncertain of a signer's identity, willingness or general competence, or has a good reason to suspect fraud can the notary refuse the notarization. Notaries should not refuse to serve anyone because of race, religion, nationality, lifestyle, or because the person is not a client or customer. Discrimination on any basis is not a suitable policy for a public official.
First Choice Mobile Notary Services is available 7 days a week, but not 24 hours. Office hours are as follows: Monday to Friday 7am-9pm Saturday 8am-9pm Sunday - by appointment Only. But we will always try our best to fulfill every late night, last minute, and holiday notary request.
It must contain the following elements: Text committing the signer in some way. An original signature of the signer, not a photocopy (if a signature is required). A notarial "certificate", which may appear on the document itself or on an attachment. The Notary fills in the certificate, signs it, then applies his or her seal to complete the notarization
No. A Arizona Notary Public is forbidden from preparing legal documents for others or acting as a legal advisor unless he or she is also an attorney. Violators can be fined and/or jailed for the unauthorized practice of law.
No. A Arizona Notary Public is not responsible for the accuracy or legality of documents they notarize. A Arizona Notary can only certify the identity of signers. The signers are responsible for the content of the documents.
Yes. In Arizona, for a notary public to properly perform an acknowledgement or jurat or administer an oath or affirmation, it is imperative for the person to appear before the notary public. There are no exceptions to this requirement.
A notary public cannot act in both capacities as a notary public and the impartial witness at the same time in the performance of a notarial act.
Mobile notaries accept a variety of documents. A current driver's license, passport, non-driver's license ID or military ID is always acceptable. All government issued IDs are acceptable.
Most likely yes. If you need help click on the contact page.
Call us at 602.622.3974
A Notary Signing Agent (NSA) or Loan Signing Agent (LSA) is a Arizona Notary Public with distinctive expertise and specialized training in notarizing loan and real estate documents. A good signing agent is certified by the National Notary Association (NNA).
Title and escrow companies need a neutral third party, who does not have a financial interest in the loan closing. Loan signing agents fit that bill. LSA’s have the expertise to go through the documents with the borrower and they are a notary public, so they can notarize the documents.
Yes and no. Let me explain. The homeowner may contact us, but they will need to inform their real estate agent and most importantly their escrow officer. They need to inform the escrow officer that they want First Choice Mobile Notary Services to be their loan signing agent for their closing. The escrow officer will contact First Choice Mobile Notary Services to set it up.
Only if the loan signing agent is uncertain of a signer's identity, willingness or general competence, or has a good reason to suspect fraud can the notary refuse the notarization.
Yes, First Choice Mobile Notary Services notary is bonded and insured. $15k bond and $100k errors and omissions insurance.
First Choice Mobile Notary Services believes in staying knowledgeable about their industry and always expanding their expertise. Currently certified through Notary2Pro, Loan Signing System and Pavaso.
The coverage areas currently for Loan signing are: Phoenix, Tempe, Scottsdale, Tolleson, Chandler, Peoria, Glendale, Mesa, Litchfield, Laveen, Guadalupe.
Not at this time. In the process of adding this service. So bookmark this website.
Yes. I am Pavaso certified.